Investment Path Your money, in perspective

Budget and emergency reserve

How much can I safely set aside each month?

Your entries

Your result

€1,812
Start with take-home household income. Count each expense once. Your reserve target is a choice based on your household, not a universal rule.As of · Reader-selected household assumptions

Your household assumptions

These values are examples. Replace them with your own figures.

Your result

€1,812Monthly amount left for longer-term goals
Monthly spending including annual bills
€2,600
Monthly surplus before reserve saving
€2,112
Your emergency reserve target
€6,600
Missing reserve
€3,600
Monthly reserve contribution
€300
Monthly amount left for longer-term goals
€1,812

The proposed reserve contribution can be smaller than needed when your surplus is low. Keep emergency money accessible and separate from investments.

Transfer preview: only the monthly amount left for longer-term goals is entered as monthly saving in a new Full Simulator plan. Your reserve stays outside the investment portfolio.

Continue in the Full Simulator
Could public support help your household?

Check eligibility with the responsible authority. Benefits can interact; an online estimate is not an approval or a completed application.