Investment Path Your money, in perspective

Minijob Germany

What does a Minijob pay out, and what does it cost?

Example

Paid out a month

€581.29
A Minijob up to 603 euro a month is free of health, care and unemployment contributions for the employee. Only the pension top-up and, if passed on, the flat tax can come off the pay.As of · 2026 Minijob rules

The job

One Minijob, on its own.

Paid out a month

€581.29 After the pension top-up. No health, care or unemployment contributions.
Your pension top-up€21.71
Pension this year of work earns€5.92a month, for life: 0.14 Entgeltpunkte at today's value
What the employer pays in all€783.90pay, pension €90.45, health €78.39, flat tax €12.06; before levies and accident insurance

What this answers

What arrives, and what the pension contribution buys

With the top-up, the months count fully towards the pension's qualifying periods, including those for rehabilitation and a reduced-earnings pension. Opting out keeps the pay whole and credits only the employer's share.

What it leaves out

Several jobs, and taxation by tax class

A Minijob beside a main job, or a second Minijob, changes the picture: the pay may have to be added together. Without the flat tax, a Minijob taxed by tax class I to IV alone stays below the basic allowance.